Do you know how most fraudsters gain access to bank accounts? By using some of our natural human qualities against us.
Fraudsters rely on us making these mistakes:
- Assuming other people have taken the necessary steps to protect us e.g. thinking it must be safe
- Being curious e.g. by using words/questions or promises that will encourage us to click on a link
- Being too polite to say no or to ask someone to verify their credentials
- Looking for great deals and downloading stuff for free
- Not paying attention when confirming online tasks
- Assuming an email with the correct logo, official appearance and apparently coming from the correct email address is real, even if the contents are unusual
- Not thinking things through:
- if something sounds too good to be true, it probably is,
- if someone doesn’t want to prove their credentials, they probably don’t have them,
- if someone asks you to do something that seems implausible, it probably is,
- if something doesn’t feel right, it probably isn’t.
Remember to stay SAFE:
- Suspect anything or anyone you don’t know – no matter what or who they claim to be.
- Ask questions. Whatever a fraudster tries, you have the power to stay in control.
- Find out for certain who you’re dealing with. Challenge anything that seems suspect.
- End situations that make you uncomfortable. If you feel threatened, contact the police.